Are you worried about what's going to happen to you and your dependents when you have to retire? Are you doing everything you can to make sure everyone and everything will be okay?
By the time you finish reading this page you'll have access to information dealing with such issues as:
* Retirement benefits, retirement plans, planning your retirement, retirement planning, planning for retirement, saving for retirement, retirement pensions, career planning, building for retirement, planning for the future, saving for retirement, employee benefits, residual income, retirement laws, early retirement benefits, 401k, 401(k) plans, 401k plan, ira, social security and MORE!
* Knowing who needs retirement benefits
* Understanding how the world of work has changed
* How to get the retirement benefits you desire
Learn what successful people are doing to make sure they'll still be able to have fun after the work is done!
Some people retire from the world of work because of the current mandatory retirement laws. Some people retire because they're financially able to do so.
Whatever turns out to be our reason for leaving the work world, all of us need to be Building for Retirement right now.
You're never too young to begin Building for Retirement!
So even if you're a teenager just entering the workforce, you really need to learn all you can about what retirement benefits are generally offered in the world of work. Then find out which ones are offered by the employers you want to work for.
This is only smart. Your future will be affected by what you do in the present. Which is to say, what you learn to do now can make all the difference in what you're able to do in the future.
When people entered the work world, one of the things they desired most was to get with a company, stay with that company and retire from that company. With all the benefits working for decades gave them.
It's much more rare that people begin and end their work life with the same company. In fact, it's more the rule than the exception for people to hold several, if not many, work positions before they retire.
Doesn't anybody stay in one place anymore?
There are many reasons why people don't stay with the same company anymore:
We've all heard or read about "down sizing". When companies let people go because they can't afford to pay so many employees. (Or because more money can be made by the company by not paying so many employees … )
We all know about companies having to let people go and close their doors because they're just not able to pay the price of doing business any longer.
And there are many stories about people losing their positions because of company mergers. When one company merges with or buys out another company and brings in their own people. (Who replace former employees … )
And today it's much more accepted that people choose to leave one company to go to another to better their position in the work world.
But - None of this means we think any less about Building for Retirement. In fact, we probably think about it even more because we know we can't count on being at one company all our work life to get the same kind of retirement benefits the workers of yesterday did.
Today we're seeing many advertisements in the different media about retirement plans being offered by independent companies. And about "rollover" programs, which help people who are changing their work positions from one company to another.
It's good to know there are these programs available outside of the work world. Think about investing in one, (or more), of them.
But - It's still important you find out what retirement benefits you can get wherever you work, for however long you work there.
Larger and well established companies most often offer 401K programs and stock options. These are both good programs towards retirement. But make sure you understand all of their limitations and liabilities. And find out what will happen to these benefits if you leave this company.
Speak with whomever is the "specialist", within your company/business, about these programs. Often it's someone in the personnel or human resources department.
Make sure you're getting all the benefits you legally can!
Talk with a professional who can answer any and all of your questions about Building for Retirement.
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